Our Risk Partners

The American National Family


The American National Family of Companies offers a broad variety of life insurance, retirement annuities, accident and health insurance, pension plan products and services, credit insurance, and property/casualty insurance for personal lines, agribusiness and targeted commercial exposures. Products are distributed through career agents, independent marketing organizations and multiple line exclusive agents as well as direct distribution channels.

Standard Life


For more than 70 years, Standard Life has built success on a foundation of integrity in both products and service. In its early days, the Company found its niche and is still recognized as one of the country’s premier insurers in the senior market providing seniors with realistic products that solve their special needs for financial security. Today, Standard Life offers a diverse portfolio of Life, Health and Annuity products, serving a broad range of insurance needs for all ages in both the individual and group markets. Our policies are sold and serviced by caring professionals who understand the needs and aspirations of our policyholders, and it is our pledge to provide the most useful and cost-effective products in the market.

The Accident & Health

The Accident & Health team of Crum & Forster is under the exceptional leadership of Gary McGeddy, President. Gary and his team bring together a group of highly skilled and diverse underwriters and support staff. The unique backgrounds and talents of his team foster creative products and the ability to provide alternative solutions with the appropriate risk appetite for this competitive and ever evolving accident and health insurance market.

Munich Health


Munich Health’s role is more than simply supplying capacity. While Munich Health North America—Reinsurance Division has the risk appetite, products and capacity to write large or complex programs, we are also distinguished by the world class service and expertise provided by our experienced insurance professionals and an extensive complement of innovative care management resources. Backed by the superior financial strength of Munich Re America, and a proud member of Munich Re, they operate from a tradition of security, service and expertise. Combined with their consultative approach and commitment to the health care industry, Munich Health North America—Reinsurance Division is in a unique position to help firms accomplish their strategic and financial objectives.

Unified Life Insurance Company


Unified Life Insurance Company is a stock life insurance company, incorporated in Texas in May 2001. The company is currently licensed to conduct life, health and annuity insurance and reinsurance business in 49 states (all but New York) and the District of Columbia. Unified operates as a niche health insurer, as an acquirer of insurance companies or reinsurer of life, health and annuity risks written by other companies who do not wish to retain such business. All administrative functions are handled from its offices in Overland Park, Kansas. In addition to the acquisition and reinsurance activities, the company offers policies in niche market on a direct sales basis. The A.M. Best Company has assigned a B++ (Good) rating to Unified Life Insurance Company.

Swiss Re


Swiss Re is a highly diversified global reinsurer with over 150 years of experience providing Life & Health and Property & Casualty carriers with reinsurance products, insurance-based capital market instruments, and risk management services. In the U.S., Swiss Re’s U.S. Medical Reinsurance team helps business embrace the new healthcare paradigm. With Swiss Re’s proven reputation for innovative reinsurance and risk management solutions, we help clients optimize capital, manage new areas of risk and achieve operational excellence.